Every January 1st, your dental insurance benefits reset. Anything you didn’t use this year doesn’t roll over — it expires. In other words, if you don’t use it, you lose it.
It’s worthwhile to take advantage of your preventative care benefits, as they’re typically included at 100% without copays (in most cases.) Visits like cleanings and checkups keep your dental needs to a minimum, reducing out-of-pocket amounts on procedures in the future.
But if you do need treatment, it’s best to address issues before they spread and become more complex.
Plus, scheduling your care before the end of the year will ensure you don’t have to re-pay toward your deductible and can save money. Any remaining coverage amounts are accessible, so long as there aren’t waiting periods involved.
What happens if you decide to wait until the new year? Your deductible resets. Even though your allowance amounts also reset, you’ll have to meet your deductible before taking advantage of the remaining coverage.
We’ll Crunch the Numbers for You
Do you have unscheduled treatment, such as a few fillings or a dental crown? Call Sapphire Creek Dental for an individual treatment plan that outlines your remaining coverage amounts, any unmet deductibles, and what your benefits are expected to cover. We can also show you what those amounts would be if you were to wait until the new year to schedule your treatment (which is usually more.)
Sapphire Creek Dental is committed to providing quality, affordable, gentle family dentistry for all ages. Call us today to squeeze an exam in over the holidays before our remaining appointment slots fill up!